This document affects your rights, obligations, liabilities, and remedies as a Data Subject under Republic Act No. 10173, otherwise known as the Philippines Data Protection Act of 2012 (“DPA”).
The words “your data” or “your information” as used here pertains to your personal, sensitive personal, and/or privileged information and documents (as such are defined in the DPA) in relation to your Account or a financing application with Mount Fuji Lending, Inc.
We collect the data:
Please exercise reasonable caution before providing information or documents to any person or entity claiming to be authorized by or associated with Mount Fuji Lending, Inc.
We will never ask for your Account username and password or for financial or personal information not related to your specific financing transaction with us. In case of doubt, please contact firstname.lastname@example.org or check our How to Apply for a Loan page.
We use a variety of data types and sources to know our Users more. The information we (and our Service Providers) collect includes, but is not limited to:
The data we collect primarily helps us verify your identity and know more about your financing needs, so that we can offer the most suitable financing option to you.
In the ordinary course of business, we do not seek to collect or otherwise process sensitive personal data. If we need to process your sensitive personal data for any reason, we rely on your prior express consent for any voluntary processing (e.g., for marketing purposes). We rely upon the following legal bases when processing your sensitive personal data for other purposes: (i) detection and prevention of crime (including prevention and detection of fraud); (ii) establishment, exercise, or defense of legal actions; and (iii) compliance with the applicable law.
Your information may be shared across different entities comprising the Mount Fuji Lending, Inc. group as may be required by the exigencies of business.
Whenever necessary, we also may need to share your information with our Service Providers, relevant government agencies, or potential and present investors, lenders, buyers, or shareholders of the business of Mount Fuji Lending, Inc.
We reserve the right to use aggregated information from or about our Users, for any purpose and in perpetuity, as long as no individual is directly identified.
We collect your information/data via secure contact points, including our well trained Personnel, Contact Centers, and Electronic Channels (Website, Social Media, etc.). Your information/data will be securely saved in our system and routinely updated for the duration of your relationship with us. We employ physical, technological, and administrative measures to keep our systems secure, enforcing extremely stringent data regulations across the Company. Our employees receive frequent training on protection, privacy, and confidentiality, and we enforce compliance with sanctions and penalties. It will only be accessible to approved personnel who have completed rigorous security training.
If you choose to terminate your relationship with us, we are required to erase your data within five (5) years after you formally settle and terminate all company-related engagements. Information-containing records, backup tape reels, and cartridges are physically destroyed (e.g. removed from their cases, immersed in water and, or cut into small pieces).
For the rights of the data subject:
To enable us to serve you better, we may need you to execute a limited waiver of your rights (which may also be contained in your specific definitive agreement with us) under the following laws and their respective implementing rules and regulations:
This waiver will terminate immediately upon the conclusion of our business relationship with you, unless otherwise provided by law or unless you have any outstanding obligation to Mount Fuji Lending, Inc.
You shall indemnify, defend, and hold Mount Fuji Lending Inc. and its Related Parties free and harmless against any and all liability, proceeding, inquiry, loss, risk, cost, tax, charge, penalty or damages in connection with your disclosure of information to Mount Fuji Lending Inc., its Representatives, Service Providers, government agencies, and any other party, or in connection with Mount Fuji Lending Inc.’s lawful processing of your information.
We implement reasonable and appropriate organizational, technical, and physical measures to protect your data. Any disclosure we make shall be done so on a strictly need-to-know basis only.
We can provide you what information about you we process, upon your written request. Please note that data review and reproduction may have associated costs that will be for your sole account.
For queries or concerns on data privacy, please send us an email at email@example.com.